Conventional Home Loans
30 Year Fixed Rate
 Rate
 APR
 Points
 6.500%
 6.540%
 0.000%
15 Year Fixed Rate
 Rate
 APR
 Points
 5.750%
 5.814%
 0.000%
Residential 5/1 Portfolio T-Bill ARM
 Rate
 APR
 Points
 6.625%
 6.814%
 0.000%
Residential 7/1 Portfolio T-Bill ARM
 Rate
 APR
 Points
 7.000%
 6.982%
 0.000%